It is week 4 of the Journal Your Way to Retirement Series. I spoke to several of you this week and the consensus was question #3 is very challenging. I knew it would be. But, that is OK. The purpose of these questions is to get you thinking deep down. We will be revisiting many of these early journal questions after you have done more journaling. So, keep going!!! The answers to these difficult questions will be filled in if you have any blanks.